Suitability inserts

Your hope by switching your existing arrangements you would achieve DETAILS

You are seeking to save for a retirement fund to provide for you and your family when you retire. You would like to achieve an annual income in retirement in the region of £XX,XXX

You intend to retire at age XX or You intend to reduce your working hours at age XX

You want to use money from your monthly disposable income to fund this.

You also wish to invest a lump sum from STATE SOURCE

You wanted to review your existing pension arrangements to ensure you were investing sufficiently for your retirement and to ensure they are working hard for you

You want to review your existing arrangements as you are concerned that XXXXXXXXXXXXXX (charges are high / performance is poor / lack of fund choice / flexibility / etc)

You want to look to consolidate the range of plans you hold for ease of managing your finances

You want to look at ways you can reduce the tax on your business profits

You are prepared to lock this away until you approach retirement

You wanted a full financial review (the outcome of this must be recorded in addition to this recommendation or in a separate report) or You wanted me to limit my advice to this area only