Mortgages

Mortgages

Mortgages are one of the largest single transactions in most people’s lives. Buying a property can be a stressful and time consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender’s offer.

Banks, building societies, and smaller niche lenders compete for your business, all offering a variety of interest rate deals, associated fees and other enhancements to attract borrowers.

The main methods of repaying a mortgage are capital and repayment and interest only. It is also sometimes possible to set this up using a combination of the two. A description of these methods is provided below.

Repayment (capital and interest) Method

Interest-only Method

The help we offer you
If you’re looking for advice and practical help in getting the mortgage that meets your needs and financial circumstances, then we’re here and ready to help. Taking out a mortgage is a major financial commitment, and we understand how important it is to get the right mortgage. It’s not just about taking out a sizeable mortgage, it’s also about getting the most suitable mortgage for your individual circumstances.

Buy-to-Let

Commercial Mortgages

Equity Release

First-time Buyers

Moving Home

Remortgaging

Specialist Mortgages

By working with us, you benefit from our impartial advice and knowledge of the current mortgages available from a wide range of lenders, so why not get in touch?

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

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0151 372 7778